Learn about Kia Financing & Leasing in Niles, MI

Financing arrangements might be the preferred way for a shopper to close a deal at Tyler Kia. Our finance team wants to help those shoppers interested in purchasing a new or used Kia vehicle at a reasonable price. Getting a fair APR on the financing helps such a cause, and our financing team could help shoppers find the right rates.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

New Kia Models

Would-be Niles, MI, buyers interested in a new Kia have several options available to them. A Forte LX is a stylish sedan that gets impressive highway mileage. The Soul EX Hatchback provides ample storage space for those who need it. The Niro EX Touring SUV presents even more cargo and passenger space. The Sorento Hybrid may appeal to SUV shoppers looking to save even more on fuel. The Niro EV Wave reflects the advancements in technology the manufacturer delivers to the market.

Used Kia Models

Shoppers interested in a deal on a Kia vehicle could explore our used inventory. Purchase a top model at a reduced price based on make, model, year, and mileage. We encourage Niles shoppers to explore our online used inventory to see what's available. Shoppers may finance a used purchase if they wish.

Lease Deals

Not everyone interested in a new Kia wishes to purchase one. Many prefer to lease a Kia, allowing them to upgrade when the lease ends. Lease arrangements involve many of the same steps as financing, and the application would be similar.

Anyone who leases a Kia might appreciate the vehicle so much they want to purchase it when the lease ends. If so, the shopper could work with our finance team to set up a lending arrangement based on the remaining value of the model.

Down Payments and Trade-Ins

Down payments and vehicle trade-ins bring down the remaining balance to finance. Note the down payment amount when applying, and be sure to mention any details about a possible trade-in.

Lowering the remaining balance would reduce monthly premiums. So, a down payment combined with a trade-in on a 60-month loan may result in a low minimum payment that could make it easier for the buyer to devise a budget.

Completing the Application

Filling out an online application for credit starts the process. Providing personal information and a social security number allows our team to conduct a credit check. Persons with top credit scores might receive the best APR rates, and persons with low credit scores should not assume they will not receive approval. Our team will help applicants find the best financing deals available.

Check the Application

Please review the application carefully before submitting it. Mistakes and omissions might result in delays or other woes. Perhaps printing out the screen and reviewing the information before hitting the "submit" button would be helpful.

Answer questions on the application thoroughly. Responses about income, monthly expenses, and prior bankruptcies require detailed responses.

Submit the Application at Any Time

One top benefit to completing the application online would be the ability to complete and submit it any day of the week and at any time. Shoppers with a busy schedule might find it challenging to sit down and complete a written application at the dealership. That will not be necessary since the shopper can access the application whenever they wish.

Test Drive a New or Used Kia

Whether a Niles buyer wants to own a new or used Kia, a test drive could help the shopper decide the model for them. Contact our sales team with any questions about setting up an appointment.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Call it MINE with Auto Financing from Tyler Kia

So you've decided on a new Kia or used car from Tyler Kia. Now, it's time to make it your own. To help, our certified car loan and Kia lease specialists are willing to crunch the numbers and renegotiate as many times as it takes to get you the auto financing terms and conditions you deserve. You. Not your neighbor. Not your business partner. You.

Our personalized approach helps to ensure you get terms that are flexible, tailored and workable. Additionally, we're committed to using straightforward language and engaging in transparent conversations, which any of our previous patrons will tell you makes the financing process a lot easier to swallow.

If you're ready to apply for a car loan or lease from Tyler Kia, contact our Finance Center online or by phone.  Alternatively, you can always drop by 1810 S 11th St (M 51 S) Niles, Michigan during our regular business hours. To get a head start, you can begin the application process using our online application.

Your privacy is important to us.

Tyler Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Tyler Kia

    1810 S 11th St (M 51 S)
    Niles, MI 49120

    • Sales: 888-215-6589
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Get in Touch

  • Contact our Sales Department at: 888-215-6589
  • Monday8:30am - 8:00pm
  • Tuesday8:30am - 6:00pm
  • Wednesday8:30am - 6:00pm
  • Thursday8:30am - 8:00pm
  • Friday8:30am - 6:00pm
  • Saturday9:00am - 4:00pm
  • SundayClosed